Sams Club Master Cards (2024)

FAQs

Is the Sam's Club Mastercard hard to get? ›

Keep in mind that the Sam's Club® Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...

The credit score needed for the Sam's Club® Credit Card is at least 700. That's in the “good” credit range but barely meeting a card's minimum requirements is far from the ticket to high approval odds. You'll need income to make your payments, and the issuer will look at several other factors, too.

The credit limit for the Sam's Club Credit Card typically ranges from $1,000 to $10,000, although reports indicate it's possible to get higher limits. Your credit limit on your Sam's Club Credit Card is determined by multiple factors, including your annual income and credit history.

The Sam's Club® Credit Card uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

Your physical card should arrive in 7-10 business days from date of account opening.

Unlike the Sam's Club store credit card, the Sam's Club Mastercard is accepted anywhere Mastercard credit cards are accepted, including at nearly all grocery stores and gas stations.

The Sam's Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

On our list, the Ramp Corporate Card and the Chase Ink Business Premier Preferred Credit Card offer the best opportunity to access a $100,000 credit limit. Ramp determines your spending limit based on factors like your cash-on-hands and monthly expenses, while Chase uses creditworthiness to calculate your credit limit.

What credit card has 20000 dollar limit? ›

What is the best credit card with a $20,000 limit? Your best chance at getting a $20,000 limit is with the Chase Sapphire Reserve® card. It has a $10,000 minimum credit limit, but if Chase thinks you can handle a limit that's twice the minimum amount based on your income and debt, you could be approved for $20k.

If you're just starting out, a good credit limit for your first card might be around $1,000. If you have built up a solid credit history, a steady income and a good credit score, your credit limit may increase to $5,000 or $10,000 or more — plenty of credit to ensure you can purchase big ticket items.

The Capital One® Walmart Rewards™ Mastercard® and the Synchrony Bank-issued Sam's Club® Mastercard® are "open-loop" cards, meaning they can be used anywhere Mastercard is accepted.

Where can I use my Sam's Club Credit Card? Use your Sam's Club Mastercard anywhere that Mastercard is accepted. How do I pay my credit card bill? If unsure which card you have, reference your physical card and select the login that matches your card or select the card type option from the login screen.

Sam's Club accepts all major credit cards drawn from U.S. based accounts, excluding territories and/or municipalities. International credit cards are not accepted in club or online.

How to join at the Club: Just visit any club location and apply at the Membership Desk. Start shopping online once all required information is submitted and you're approved!

The Sam's Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Unlike the Sam's Club store credit card, the Sam's Club Mastercard is accepted anywhere Mastercard credit cards are accepted, including at nearly all grocery stores and gas stations.